This training course provides a practical introduction to the key finance documents commonly encountered in corporate transactions, including loans, investment rounds, and acquisition financing. Aimed at business owners, investors, finance directors, and in-house legal professionals, the course demystifies complex legal terms, highlights key negotiation points, and helps attendees understand their rights and obligations when entering into financing arrangements. 

This course covers:

Purpose and function of key finance documents, including:
•    Loan agreements
•    Security documents (debentures, charges, personal guarantees)
•    Intercreditor agreements
•    Term sheets and facility letters
•    Investment agreements and shareholder loans

Common clauses and what they mean: Covenants (financial and non-financial), events of default, representations and warranties, conditions precedent, and undertakings

Security and priority issues: Types of security, registration requirements, floating vs. fixed charges, and implications for enforcement

Investor protections in equity finance: preference shares, anti-dilution provisions, tag/drag rights

Common pitfalls and risk areas: Cross-default clauses, hidden fees, over-restrictive covenants, and poorly negotiated repayment terms

Corporate governance and board responsibilities when entering finance arrangements

Practical guidance on reviewing and negotiating finance documents from a legal and commercial standpoint

This session provides attendees with a strong foundation in understanding and managing corporate finance documentation to support smarter decision-making and reduce legal and financial risk.